Date Archives: November 22nd, 2021

As a homeowner, there are many things you can do to protect your home from the unexpected, like installing a home security system or performing regular maintenance. But one thing you can't control is what Mother Nature throws your way. From hurricanes and tornadoes to earthquakes and floods, extreme weather events are becoming more regular, with some disastrous results. That's why having the right insurance coverage is so important. It can lessen the burden of getting your house back together after it's been hit by wild weather. Here, our real estate agents will walk you through the basics of homeowners insurance to help you better prepare for unexpected damage before it's too late.

How a Homeowners Insurance Policy Protects You

• Damage to the Interior or Exterior of the Home
  If your home is damaged or destroyed by lightning, fire, hail, hurricane, vandalism, and other covered disasters, your insurance provider will pay to repair or completely rebuild the home. Destruction from earthquakes, floods, and routine wear and tear is generally not covered. Most standard policies also cover freestanding garages, gazebos, tool sheds, or any other structure that's not attached to the house.

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