
The decision to buy a home is among the most important decisions you'll ever make. As with all big decisions, it isn't one you want to walk into blindly. Our real estate agents understand that it's perfectly normal to want to focus on finding your dream home. However, the largest and most important detail to take care of is the mortgage, and you should get the preapproval process out of the way before ever starting your search.
Preapproval is your ticket to comfortable homeownership. Unlike pre-qualification, the preapproval process is more in-depth and detailed. Your lender will thoroughly review your W2 statements, bank records, credit reports, tax records, employment records, etc. This is often referred to as the "4 C's" since the lender will look at your capacity to pay the mortgage, your credit, the capital/cash reserves you have access to, and the collateral you're putting down for the loan.

From the outside, it's easy for home valuation to feel like one big mystery. Even though you might be familiar with many of the ingredients that go into a home valuation, you might be wondering how your real estate agent mixes them all together to identify the right listing price for the home. Our real estate agents are here to provide an industry perspective and help you unravel the mystery of home valuation.
Understanding What Goes Into a Comparative Market Analysis (CMA)
Let's say you're trying to price a home to compete with other Akron homes for sale. A CMA is one of the most important tools that your agent will use to help determine the value of the home. By comparing the home with similar properties that were part of recent real estate transactions in the same market, you can find an asking price that fits that market. A CMA takes into account homes that are currently for sale, homes that have recently sold, and homes that were listed but didn't sell. The process works best when there are more homes in your market with a similar size, amenities, and features.

Our real estate agents know just what it's like when the day comes to an end and you don't feel like cooking. When you want a treat that's easy to eat and that the whole family can sink their teeth into. That's especially true on February 9, when the whole country will celebrate National Pizza Day! If that sounds good to you, you'll be thrilled to learn that some of the best pizzas in Ohio are only a phone call and a few short minutes down the road.

Adding storage to your home isn't limited to grabbing plastic bins and stacking them in the attic or garage. Innovative storage solutions enhance the aesthetic appeal of your home while cleaning out the junk drawer. Our real estate agents are familiar with some fun and nifty ways to add innovative storage options to your home.

After autumn leaves have fallen and your neighbors have started pulling out the holiday decorations, it takes more than a sweater to keep warm, even inside the house. You may be striving to balance your desire for frugality with a need to keep your teeth from chattering. Heating efficiency is one aspect of home comfort that our real estate agents look out for. But there are ways to keep your home warm while keeping the heating bill low.