Posts with tag 'Bath OH'

The decision to buy a home is among the most important decisions you'll ever make. As with all big decisions, it isn't one you want to walk into blindly. Our real estate agents understand that it's perfectly normal to want to focus on finding your dream home. However, the largest and most important detail to take care of is the mortgage, and you should get the preapproval process out of the way before ever starting your search. 

The Importance of Preapproval

Preapproval is your ticket to comfortable homeownership. Unlike pre-qualification, the preapproval process is more in-depth and detailed. Your lender will thoroughly review your W2 statements, bank records, credit reports, tax records, employment records, etc. This is often referred to as the "4 C's" since the lender will look at your capacity to pay the mortgage, your credit, the capital/cash reserves you have access to, and the collateral you're putting down for the loan.

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From the outside, it's easy for home valuation to feel like one big mystery. Even though you might be familiar with many of the ingredients that go into a home valuation, you might be wondering how your real estate agent mixes them all together to identify the right listing price for the home. Our real estate agents are here to provide an industry perspective and help you unravel the mystery of home valuation.

• Understanding What Goes Into a Comparative Market Analysis (CMA)
  Let's say you're trying to price a home to compete with other Akron homes for sale. A CMA is one of the most important tools that your agent will use to help determine the value of the home. By comparing the home with similar properties that were part of recent real estate transactions in the same market, you can find an asking price that fits that market. A CMA takes into account homes that are currently for sale, homes that have recently sold, and homes that were listed but didn't sell. The process works best when there are more homes in your market with a similar size, amenities, and features.

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Adding storage to your home isn't limited to grabbing plastic bins and stacking them in the attic or garage. Innovative storage solutions enhance the aesthetic appeal of your home while cleaning out the junk drawer. Our real estate agents are familiar with some fun and nifty ways to add innovative storage options to your home.

• Add a loft bed.
  Loft beds are great storage solutions in small bedrooms, especially for children. Kids love sleeping in a loft bed. The loft bed allows you to keep a desk or drawer under the bed for additional storage.

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If 2020 taught us anything, it's that modern technology is a more flexible tool than we ever realized. In the past year, more than just shopping moved online. Businesses big and small realized how productive office workers could be from home. We figured out how to offer even the most location-based services online, and the internet even enabled us to keep some semblance of our social lives, with things like watch parties and Zoom happy hours.

We may be itching to get back to "normal," but we've discovered how some things can be better, too. Buying a home, for instance, will be easier than ever now that we've discovered how much of the traditional process can be done virtually. Here are just a few things that, with the help of one of our real estate agents, are more convenient than ever.

1. Virtual Tours
   Before 2020, many real estate agents were already starting to offer virtual tours in their listings, with video and 3D pictures accompanying regular images. With everything going virtual, of course, these virtual tours have become much more robust, enabling you to get a much better feel for a property house, just from the listing and virtual tour. Many North Canton homes for sale now include these improved virtual tours in their listings.

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